Archives for February 2010

I Am Upside Down, Now What? [Part 2]

I’m upside down, now what? In part 1 I went over the the sense of entitlement some home owners may have due to their declining property values yet have no financial hardship. In today’s part 2 I’m talking to those who are facing financial difficulties . There has been much talk following the housing collapse […]

I Am Upside Down, Now What? [Part 1]

I’m upside down, now what? We hear more and more these days about the growing number of home owners falling behind on their mortgage payments. With the over development of housing in San Diego county and especially in east chula vista during the peak of the housing bubble, it makes sense that these areas would […]

Pros & Cons of Different Loans

Today I am breaking down the different types of loans associated with purchasing a property, and giving you their pros and cons. If you are financing your purchase, chances are that you fall in to one of three categories; either a conventional loan, an FHA insured loan or a VA loan. In a conventional loan, […]

Home Prices Roll Backward

An article today in the San Diego Union Tribune which read “Home Prices Roll Backward”. To my surprise actually, and I do want to give credit to Roger Showley at the San Diego Union Tribune for not making this a negative piece and taking this opportunity to making this a negative point in the economy […]

Cares About His Clients

I would highly recommend Daniel to handle your real estate needs.  Whether you are buying or selling, Daniel hears what your needs are and works within that need with no pressure. Daniel is very well informed in the market and pays attention to the details all while keeping you abreast of how it will impact […]

Loan Modification Frauds

What I want to share with you today is on the topic of loan modifications and more specifically using a third party to help you with a loan modification. The reason why I bring this up is because the California Department of Real Estate said it had revoked a record number of licenses in 2009. […]

Foreclosures NOT the Best Deals

I want to set the record straight on foreclosures. I have a lot of clients such as buyers and investors in Chula Vista and San Diego that come to me with the sole purpose of purchasing bank owned properties or foreclosures or REOs, which are all the same thing by the way. The missconception here […]